Monday, January 30, 2023

Looking For A New Credit Card? Here’s 5 Reasons Why You Should Opt For An RBL Supercard

Established in the year 1943, RBL Bank is one of the many private sector banks in India. In addition to providing banking services to both individuals and the corporate sector, the bank also issues a host of different credit cards. 

Among the many RBL credit cards available in India, the SuperCard range of credit cards are the most popular. Issued in partnership with Bajaj Markets, the SuperCard range offers a plethora of exciting rewards that are designed to make your purchases more convenient. 

If you’re looking to apply for a credit card in the near future, here are some reasons why an RBL SuperCard should be your preferred choice.  

5 Reasons Why You Should Opt for an RBL Supercard

Whether you’re interested in travelling or shopping, an RBL SuperCard can come in handy. The benefits offered by the card are tailor-made to ensure that you get to enjoy maximum savings on your spends. Let’s take a look at 5 reasons why the SuperCard should be your next credit card.

  • Exciting Rewards and Discounts

The Supercard range of Bajaj Finserv RBL Bank credit cards are known to provide exceptional rewards and discounts. From welcome gifts and bonus reward points to accelerated reward points on online spends and fuel surcharge waivers, SuperCard from RBL Bank provides you with all that and more. 

That said, the rewards that you get to enjoy may vary depending on the type and category of card that you opt for. For instance, the RBL Bank Platinum Choice SuperCard provides a spend-based waiver, where the annual fee is waived off on spending Rs. 50,000 in a year. The RBL Bank Freedom SuperCard, on the other hand, only waives off your annual fee on spending Rs. 75,000 in a year. 

So, this is something that you should keep in mind when you apply for a credit card from RBL Bank. 

  • Cash Withdrawal Facility

All RBL Bank SuperCard credit cards come with this feature. You get to enjoy unlimited interest-free cash withdrawals up to the available credit limit on your card from any ATM in India for the first 50 days from card activation.  

That said, while there’s no interest levied on cash withdrawals, a processing fee of 2.5% on the amount withdrawn or Rs. 500 will be levied. Once the 50-day period has expired, interest on the withdrawn will be levied at the rate of 3.99% per month. 

  • EMI Conversion Facility

Worried that you will not be able to afford a big ticket purchase? With the RBL SuperCard, you don’t have to. Instead, you can simply choose to split the large purchase into smaller instalments, which can be paid over a period of time. 

The Split n Pay feature is available on all RBL credit cards for purchases above Rs. 3,000. You can convert a purchase into EMIs by logging into your credit card account or by calling the bank’s customer care. The processing fee and interest rates on the Split n Pay programme are very nominal and require no paperwork. 

  • Airport Lounge Access 

If you’re a frequent flyer, this is another one of the major reasons why you should apply for a credit card from RBL Bank. With an RBL SuperCard, you get to enjoy a hassle-free and relaxing experience at domestic airports thanks to the complimentary airport lounge access. 

That said, there’s usually a limit to the maximum number of visits you can make in a year. This limit tends to vary from one SuperCard to another. For instance, the RBL Bank Freedom SuperCard offers 4 free domestic airport lounge visits in a year, whereas the RBL World Plus SuperCard offers 8 such visits.

  • Utility Bill Payments 

All RBL credit cards from the SuperCard range allow you to make quick and easy utility bill payments through the Bills2Pay feature. You can pay your water bills, electricity bills, gas bills, phone bills, and more using the RBL MyCard application. 

That’s not all. The Bills2Pay feature provides you with regular alerts regarding the various bills raised for a month through SMS and email. You can even set monthly reminders to ensure that you don’t forget to pay your bills. Additionally, you can also automate your bill payments by using the auto-pay feature, which will automatically pay all of your bills on the set due date. 

Conclusion

These are just a few of the many compelling reasons why you should apply for a credit card from RBL Bank’s SuperCard range. Now, since there are multiple SuperCards offered by the bank, remember to take a good look at the features and benefits of the cards. This will ensure that you only pick the credit card that offers benefits that fully satisfy your requirements. 

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